Confirmation of Payee (CoP) is a service that allows you to verify if the account holder’s name matches the account details (such as sort code, and account number and account type) before making a payment. This helps reduce payment errors and fraud by ensuring funds go to the intended recipient and end up in the right place. It also helps to protect against fraud and scams, such as Authorised Push Payment fraud. The service works for payments being made to and from GBP accounts held at any UK bank.