USD Transfers (US dollar)

C
Written by Currencies
Updated 1 month ago

Who can I send USD to?
What details do I need for the recipient?
How long will it take for my USD to arrive?
Do you limit the amount of USD I can send?
How can I pay for my USD transfer?


Who can I send USD to?

You can send USD to:

  • Any bank account in the USA that accepts ACH transfer, domestic wire or cross-border transfers
  • USD bank accounts outside of the USA

Some exclusions apply (jurisdictions affected by US or international sanctions, for example). These can change frequently, so if you’d like to know the latest, our currency team will be happy to help.


What details do I need for the recipient?

You’ll need their:

  • Name (as it appears on their account)
  • Full address (no PO boxes)
  • Bank account number
  • ABA routing number (9 digits)
  • SWIFT/BIC code (only for cross-border transfers

What is an ABA routing number?

What is a SWIFT code?


How long will it take for my USD to arrive?

We can transfer your USD on the same working day, if we receive your payment by 17:00.

(Occasionally we might need you to supply additional documents, which can affect the transfer time. But we’ll keep you informed every step of the way.)


Do you limit the amount of USD I can send?

No. Some FX companies limit the amount of USD you can send or receive.
We give you the freedom to send as many US dollars as you like.


How can I pay for my USD transfer?

  • Bank transfer
  • Debit card
Please note, you can pay by debit card however, the currencies available can vary. If your registered address is in the UK or European Union (EU) you can use debit card to pay us in GBP or EUR. If your registered address is in the USA, you can use debit card to pay us in USD. If you’re not sure about your options, please speak to our team.

In case you were wondering...

What is an ABA routing number?

ABA stands for American Bankers Association. It’s a 9-digit code used to identify financial institutions in the United States.

For example:

XXXXYYYYC

XXXX is the Federal Reserve Routing Symbol

YYYY is the ABA Institution Identifier

C is the check digit

What is a SWIFT code?

The SWIFT international payment network is used to send and receive electronic payments (also known as wire payments). It sends payment orders between banks using SWIFT codes, so banks can transfer money quickly, reliably, and securely.

SWIFT code format: AAAA | BB | 11 | 222

AAAA – represents the bank (for example, Barclays is BUKB)

BB – represents the country where the bank is located.

11 – designates location of banks main office.

222 – code for the bank branch.

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