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Sending money

We're here to make sending money simple.

Getting started

How do I get started with Currencies Direct?

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Written by Currencies
Updated 1 year ago

How do I send money with Currencies Direct?

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Written by Currencies
Updated 1 year ago

Which currencies can I send and receive?

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Written by Currencies
Updated 11 months ago

How long does a transfer take?

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Written by Currencies
Updated 1 year ago

What does 'recipient' or 'beneficiary' mean?

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Written by Currencies
Updated 1 year ago

Using your account

Can I send money from a joint account?

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Written by Currencies
Updated 1 year ago

Can I send money from someone else’s bank account?

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Written by Currencies
Updated 1 year ago

What are regular transfers?

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Written by Currencies
Updated 1 year ago

Tracking your transfers

Will you let me know that you've sent a payment?

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Written by Currencies
Updated 1 year ago

What happens if my payment doesn’t arrive on time?

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Written by Currencies
Updated 1 year ago

What is a banking payment reference number?

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Written by Currencies
Updated 1 year ago

I want to cancel a transfer

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Written by Currencies
Updated 1 year ago

I sent money to the wrong person

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Written by Currencies
Updated 1 year ago

Why is my transfer taking so long?

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Written by Currencies
Updated 11 months ago

Why does it say my transfer’s complete when the money hasn’t arrived yet?

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Written by Currencies
Updated 1 year ago

I paid Currencies Direct the wrong amount

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Written by Currencies
Updated 1 year ago

How can I check the status of my transfer?

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Written by Currencies
Updated 1 year ago

Rates and fees

Do I have to sign up for a minimum period, or pay a fee for not using my Currencies Direct account?

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Written by Currencies
Updated 1 year ago

What is a guaranteed (fixed) rate?

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Written by Currencies
Updated 1 year ago

At which point is my rate guaranteed (fixed)?

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Written by Currencies
Updated 1 year ago

What are receiving and intermediary fees?

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Written by Currencies
Updated 1 year ago

Do I pay any fees for sending money?

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Written by Currencies
Updated 1 year ago

How do I set up rate alerts?

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Written by Currencies
Updated 1 year ago

What do 'OUR', 'BEN' and 'SHA' mean?

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Written by Currencies
Updated 1 year ago

Is there any difference in the charges between the online system and the dealing desk?

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Written by Currencies
Updated 1 year ago

Large transfers (£50,000+)

Is it safe to send large amounts with Currencies Direct?

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Written by Currencies
Updated 1 year ago

Do you limit how much I can send?

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Written by Currencies
Updated 1 year ago

Why do I need to prove where my money comes from?

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Written by Currencies
Updated 1 year ago

Can I make an urgent large transfer?

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Written by Currencies
Updated 1 year ago

What should I know before making a large transfer?

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Written by Currencies
Updated 1 year ago

How can I send more than my bank allows?

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Written by Currencies
Updated 1 year ago

Ways to pay

Can I pay at one of your local branches?

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Written by Currencies
Updated 1 year ago

What are SEPA transfers?

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Written by Currencies
Updated 1 year ago

Online banking

How does online banking work?

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Written by Palak
Updated 1 year ago

When can I use online banking?

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Written by Palak
Updated 1 year ago

How much can I transfer to Currencies Direct using online banking?

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Written by Palak
Updated 1 year ago

What does it cost to use online banking?

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Written by Palak
Updated 1 year ago

How long will it take for an online banking transfer to appear in my USD wallet?

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Written by Palak
Updated 1 year ago

Who is Trustly?

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Written by Palak
Updated 1 year ago

Is online banking via Trustly safe to use?

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Written by Palak
Updated 1 year ago

Taxes

Does having a Currencies Direct account affect my taxes?

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Written by Currencies
Updated 1 year ago

Do I need to pay tax on my transfers?

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Written by Currencies
Updated 1 year ago

Does Currencies Direct charge any taxes?

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Written by Currencies
Updated 1 year ago

Banking codes

What is a SWIFT code?

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Written by Currencies
Updated 1 year ago

What is a BIC code?

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Written by Currencies
Updated 1 year ago

What is an ABA routing number?

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Written by Currencies
Updated 1 year ago

What is a Routing Number (Transit Number)?

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Written by Currencies
Updated 1 year ago

What is an IBAN?

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Written by Currencies
Updated 1 year ago

How do I find the IBAN number for my payee?

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Written by Currencies
Updated 1 year ago

What is a bank giro number?

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Written by Currencies
Updated 1 year ago